Verify. Screen. Score.
Ship in hours.
The complete risk & onboarding platform for fintechs, lenders, telcos, and banks. eKYC, AML screening, configurable risk scoring, and case management — one API.
Operations Dashboard
Total Subjects
2,847
Pending Review
14
Active Alerts
3
Sessions Today
128
Ahmed Al-Rashidi
Onboarding
Priya Sharma
Screening
Liu Wei
Document
<60s
Median onboarding time
99.9%
API uptime SLA
18+
Data models
100%
Decision explainability
Four products in one API
Replace four separate vendor contracts with a single integration. Everything talks to everything.
eKYC & Identity Verification
Verify individuals digitally with document capture, liveness detection, biometric face match, and authoritative source validation.
- Document OCR, MRZ & NFC chip reading
- Passive & active liveness (deepfake resistant)
- 1:1 face match + 1:N de-duplication
- National ID & registry source validation
Sanctions, PEP & Adverse Media
Screen subjects against global sanctions, PEP lists, adverse media, and your internal allow/deny lists — with fuzzy matching and hit disposition.
- UN, OFAC, EU, HMT and regional lists
- Configurable fuzzy name matching
- Ongoing monitoring & list-update alerts
- Reviewer disposition with audit trail
Configurable Risk Scoring
Build your own risk model in the console — no code. Define factors, weights, bands, and decision thresholds. Every decision is fully explainable.
- Weighted factor model + ML artifact support
- Reason codes & per-factor contributions
- Approve / Review / Step-up / Reject decisions
- Champion/challenger model comparison
Credit Scoring & Limit Setting
Fully parameterizable credit scorecards with bureau, bank-statement, and alternative data. Adverse-action reason codes built in.
- Configurable bins, points & knockout rules
- Alternative data (mobile money, telco)
- Affordability & limit recommendation
- Simulation, backtesting & PSI monitoring
From zero to verified in an hour
Your engineers integrate once. Your compliance team configures everything else — no redeploy needed.
Integrate in an hour
Drop in the Web SDK or make a single API call. Receive webhooks for every lifecycle event. Sandbox parity with deterministic test fixtures.
Configure, no-code
Build onboarding flows, risk models, and scorecards in the console. Publish versioned configs. In-flight sessions are unaffected.
Review & decide
Flagged cases flow to your compliance team's unified workspace — documents, biometrics, screening hits, and scores in one screen.
// 1. Create an onboarding session
const session = await riskguard.onboarding.sessions.create({
flow_id: "standard-kyc",
channel: "web",
subject: { pii: { name: "Jane Smith", dob: "1990-05-15" } }
});
// 2. Get back a client token + session URL
// { session_id, client_token, status: "in_progress" }
// 3. Listen for the result via webhook
app.post("/webhooks/riskguard", (req) => {
const { event, data } = req.body;
if (event === "session.decision") {
// data.decision: "approve" | "review" | "reject"
}
});Every regulated business
Fintechs & Neobanks
Full eKYC + AML + risk scoring for account opening. Best-in-class applicant UX.
Banks
Regulated CDD/EDD, KYB for corporate accounts, periodic review, and full audit packs.
Telcos & Mobile Money
Tiered SIM & wallet registration, high-volume, low-end devices, national ID integration.
Lenders & BNPL
KYC + credit scoring + affordability. Configurable scorecards with bureau & alt-data.
Crypto Exchanges
KYC + Travel Rule + transaction risk screening. Strong sanctions monitoring.
Marketplaces
Lightweight identity verification and fraud checks for gig platforms and marketplaces.
Simple, transparent pricing
Start free. Scale as you grow.
Starter
Free
No credit card required
- 100 subjects
- 5 users
- 10 API keys
- Basic AML screening
- Sandbox environment
- Community support
Growth
$1,000
per month
- 1,000 subjects
- 20 users
- 25 API keys
- Full screening + monitoring
- Webhooks & exports
- Onboarding flows
- Email support
Enterprise
Contact us
Custom contract
- Unlimited subjects & users
- Dedicated infrastructure
- Custom SLA
- SSO / SAML
- Dedicated account manager
- Audit pack & compliance reports
Your brand, your product
White-label the entire platform. Your customers see your logo, your colors, your domain. Configure it all from the back office — no code, no redeploy.